One of your biggest competitors as a listing agent isn’t just other listings, but builders as well. Home builders have deep pockets and offer incentives that most home sellers cannot, or so you thought.

Our sell like a builder program puts you on the same level. By using Mark Deacon at Geneva Financial, you can offer the same benefits that most home builders offer. Either an interest rate buy down, a 2-1 buy down, and/or covered closing costs.

Rate Buy Down

Most builders are offering below market rates, and you can as well. Buying down an interest rate is simply using seller credits and lender credits to buy down the interest rate. For example:

Sales Price: $400,000

Loan amount: $386,000

Current interest rate: 7%

Mark Deacon at Geneva Financial credit: $3,860 (1% of loan amount)

Seller Credit: $8,000 (2% of purchase price)

Total Credit: $11,860

Bought Down Interest Rate: 6.125%

2-1 Buy Down

30 Year Fixed Monthly Payment: $2495

Mark Deacon at Geneva Financial credit: $3,860 (1% of loan amount)

Seller Credit: $8,000 (2% of purchase price)

Total Credit: $11,860

Year 1 Payment: $1980

Year 2 Payment: $2230

Year 3 -30 Payment: $2495

How to Get Started

Step 1: Click here and fill out the form.

Step 2: We will email you the verbiage to use in your MLS broker remarks for the program you selected.

Step 3: We will send you a co-branded flyer for the property you submitted.

*Payments/Interest Rates displayed above are for EXAMPLE ONLY. Rate and payments determined by qualifying factors (credit score, debt to income ratio, loan to value, etc.) and market rates at time of lock. Speak with a Geneva Financial loan officer for your rate options. Qualification based on highest rate in borrower’s specific scenario